Our Story
We exist to fund the businesses that build America.
DesertSprings was founded on one simple belief — that small businesses deserve access to real capital without the runaround.
Our Mission
Funding that's fast, fair, and transparent.
Too many small business owners have been turned away by traditional banks — not because their businesses weren't viable, but because the system wasn't built for them.
DesertSprings was built to change that. We combine the speed of modern fintech with the reliability of institutional lending — so you get a decision in 48 hours, not 48 days.
Grants are privately funded by DesertSprings LLC. Business loans are issued through our network of licensed lending partners — institutions that share our commitment to fair, transparent lending. All loan products comply with the Equal Credit Opportunity Act, Truth in Lending Act, and applicable state lending regulations. We are proud to be an Equal Opportunity Funding Provider.
$42M+
Total funds deployed
1,800+
Businesses funded
48hrs
Average approval time
91%
Client growth rate
What We Stand For
Our core values.
Transparency
No hidden fees. No surprise terms. Every cost, every condition, every expectation is laid out clearly before you sign anything.
Speed
We respect your time. Applications are reviewed in 48 hours and approved funds reach your account within 2–5 business days.
Fairness
We evaluate every application on its merits. We do not discriminate based on industry, location, gender, race, or background.
Security
Bank-level encryption, FDIC-insured banking partners, and full regulatory compliance keep your money and data safe at all times.
Impact
We measure our success by the success of the businesses we fund. Your growth is our growth.
Support
Dedicated account managers guide you from application to disbursement and beyond. You are never just a ticket number here.
The Team
The people behind DesertSprings.
Experienced professionals from finance, banking, and technology — united by a commitment to small business growth.
Robert Hayes
Chief Executive Officer
Former VP at Wells Fargo with 18 years in commercial lending and small business finance.
Angela Moore
Chief Financial Officer
CPA with 15 years in financial services. Previously at JPMorgan Chase and Deloitte.
David Kim
Head of Risk & Compliance
Former federal banking examiner with deep expertise in lending regulation and AML compliance.
Lisa Chen
Head of Operations
Operations leader with a background scaling fintech startups from seed to Series B.
Our Journey
How we got here.
Founded
DesertSprings was incorporated in Arizona with a mission to democratize small business funding across the US.
First 100 Businesses Funded
Despite a challenging economic climate, we disbursed over $2M to 100 small businesses in our first year.
Banking Services Launched
We introduced business checking, savings, and debit card services through our FDIC-insured banking partners.
Reached $20M Deployed
Surpassed $20M in total funds deployed. Expanded our team and opened a second operations center.
High-Yield Savings Introduced
Launched our high-yield business savings product, offering one of the most competitive APYs in the market.
Today
Over $42M deployed, 1,800+ businesses funded, and growing. We're just getting started.
Get Started
Ready to fund your next move?
Join 1,800+ businesses already funded. Apply in under 20 minutes.
Start My Application